Maryland Home Search

Buying A Home

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Thinking of purchasing a new home? Here is some useful advice to help alleviate delays and disappointment.
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Selling Your Home

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Selling your home doesn′t just mean hiring a realtor to stick a sign out front. There are a lot of preparations you should make to ensure you get the best offer possible in the shortest time. Here are some tips to get started.

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  • happy homeowners

    Ryan was excellent in helping us find and purchase our first home. He was extremely patient in our search - we ended up going out to look at homes every weekend for about two and a half months (because the market is just that competitive right now).

    Ross and Andrea Stirton
    Homebuyers in Maryland June 2018
  • happy homeowners

    Ryan is not just a Realtor, but someone who has many talents. He has crazy connections in the industry including, electricians, his granite guy, contractors and plumbers. Once you buy a house with him he connects you with his slew of craftsman and can even design an awesome kitchen set up, cabinets and all!

    Alyssa
    Recent Home Buyer June 2018
  • happy homeowners

    Ryan was great! He came at the last minute to show us houses. He showed us anything we wanted to see and we found a great home. Thanks Ryan!

    Jan Hill
    Recent Homebuyer in Maryland
  • happy homeowners

    Honest and easy to work with!

    Elizabeth Siebenhar
    Homeowner, Maryland

Why Ryan Savage?


When you work with me, you will receive a knowledgeable and professional real estate agent, a committed ally to negotiate on your behalf, the systems in place to streamline buying your home and the backing of a trusted company.


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Ask Ryan - Most Frequently Asked Questions

What do you think is the first step in purchasing a home or property?

Getting pre-approved for a mortgage!! Getting a pre-approval letter from a lender get the ball rolling in the right direction.

Here’s why: You need to know how much you can borrow. Knowing how much home you can afford narrows down online home searching to suitable properties, thus no time is wasted considering homes that are not within your budget. Getting a pre-approvals will help prevent disappointment caused by falling in love with a home or property that you cannot afford.

What does "it's a seller’s market" mean?

Economic factors – the local labor market heats up, bringing an inflow of new residents and pushing up home prices before more inventory can be built.

Interest rates trending downward – improves home affordability, creating more buyer interest, particularly for first time home buyers who can afford bigger homes as the cost of money goes lower.

A short-term spike in interest rates – may compel “on the fence” buyers to make a purchase if they believe the upward trend will continue. Buyers want to make a move before their purchasing power (the amount they can borrow) gets eroded.

Low inventory – fewer homes on the market because of a lack of new construction. Prices for existing homes may go up because there are fewer units available.

How Long does it typically take to buy a home?

Under normal market conditions, the average time to complete the sale of a home is between 30 to 45 days. Though, well-prepared home buyer has been known to purchase properties much faster than the averages.

Things to consider: Getting pre-approved and where you plan on purchasing your new home. Loan sourcing could also be a factor.

So what does "it's a buyers market" mean"

A buyer’s market is characterized by declining home prices and reduced demand. Several factors may affect long-term and short-term buyer demand, like:

An Economic disruption – a big employer shuts down operations, laying off their workforce.

 

 

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